What can nobody tell you before the first spin?
At A$1 a spin, nothing decides when the fishing net appears: the odds of triggering Hold & Spinner or Free Spins are not published, and one session of 100 spins can pay nothing while another pays twice. A 96.07% return is an average across millions of rounds, not a promise for the evening you sit down.
Two return figures exist for this game, 96.07% and 96.09%, and which one applies to the reels in front of you is stated in the in-game rules panel rather than on a lobby tile. Check it there before you commit a stake.
Reaching the maximum win at example bets means A$10,000 at A$1 a spin, a ceiling built for the rarest rounds. Treat it as the top of the range, not a target: most sessions land far below it, and no stake size moves your chance of getting near it.